Top Payout Online Casinos In New Zealand 2024: Biggest Prizes and Jackpots!

Overview Of Best Payout Online Casinos In New Zealand 2024

Here are some of the best payout online casinos you can use in New Zealand right now. Not sure of our rating system? We’ll go into a little more detail later on. For now, let’s look at our top casinos, and the best features that make them great payout casinos.

Slotimo	🏆 Great Return to Player Rate
Boomerang	🎲 Good Games Library
Bingo Bonga	🤑 Fun Jackpot System
Zotabet	🤩 Good Customer Support
Thrillsy	🏇🏼 Great for Casino and Sports Betting
GGBet	🔥 Top Esports Betting Option

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Selection Of The Top 3 Best Payout Online Casinos In New Zealand 2024

Want to know a bit more about the top payout online casinos in New Zealand? Here are our top 3 high payout selections with some of the qualities that make them the fantastic casinos they are. 

Slotimo: Top Payout Casino 

Good payout ratios mean players have a good return on the money they spend on the casino.
Large games library, including a lot of top slot games, live casino tables, and more.
Entertaining live dealers at Slotimo help make the table games even more fun at all levels of play.
Top bonuses and promotional offers help players make more money and win bigger in their games.

Payout Rate	94.34%
Number of Games	4,000+ games
Payout Speed	Fast – Generally within 1-3 days
Highest Paying Pokie	Mega Joker

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Boomerang: Large Game Library With Tons Of Pokies

Fantastic VIP/loyalty program that gives even better rewards and payout rates for long-time players.
Boomerang’s high withdrawal limit makes managing funds easier and more accessible for different players. 
Tons of bonuses including new player welcome bonuses, existing player bonuses, and customized promotions.
Wide selection of payment processing options, including traditional cards, bank accounts, e-wallets, and cryptocurrency compatibility. 

Payout Rate	95.97%
Number of Games	4,000+ games
Payout Speed	Fast – 1-3 working days
Highest Paying Pokie	Book of Dead

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Bingo Bonga: Unique Pokie Jackpot System

High payout rate means that you get more returns on your money, regardless of your preferred gaming style.
Tons of game providers to choose from, including top developers and the most well-recognized games.
High-quality customer service that responds quickly with representatives that know how to solve the most common problems as well as complex ones. 
Lots of payment options so you can choose between different kinds of accounts to help manage your Bingo Bonga account. 

Payout Rate	95.63%
Number of Games	4,000+ games
Payout Speed	Slightly slower 2-5 days on average
Highest Paying Pokie	Blood Lust

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What Makes The Best Payout Online Casino?

When you’re looking for a great online casino it’s a good idea to think about payout ratios and how much money the casino or game may possibly return to you in the form of real money winnings. 

The best payout casinos take a minimum amount of money from players and tend to be much more rewarding over time.  That means they offer good bonuses, yes, but the most important measure of a casino’s payout rate is their return to player rate. The higher a casino’s RTP the more money you’re likely to keep in your pocket. 

The best return-to-player casinos offer incredible payout rates, which also means they offer more opportunities to win big and keep those winnings. It is important to note that these payout and RTP calculations are a percentage value that is calculated over trillions of pokie spins, or game rounds and may not reflect what actual return you get.

Return to Player (RTP)

The return to player rate is the amount of money you’re likely to get back when you spend money at that casino. The exact return to player rate does vary, both depending on player style and individual experience, but when you look at all the players across the casino, this average will bear out. 

So, if you’re at a casino that has an average Return to Player rate of 94%, you can expect to win $94 for every $100 you spend. Of course, those are averages over time (usually about 30 days of data is used, across all players on a platform), so your individual experience may be slightly different. Over time, though, your RTP should be very close to the predicted RTP on any given game or casino. 

Volatility

Volatility is a measure of how the games you’re playing at a casino work. Volatility is a measure of how consistent the game is, and how that game is likely to impact your wallet per round of the game. 

Low volatility games let players win a small amount a lot and also have a lower cost, so the change to your wallet is minimal (though usually, your balance goes down over time)

High-volatility games might have much rarer wins, but the wins are going to be bigger and more impactful. Your wallet is likely to go down for several rounds, but then shoot back up when you win the game. 

House Advantage

House Advantage refers to the statistical advantage casinos maintain over game outcomes. Essentially, over many games with many players, the House, or casino, will benefit by a small percentage of the money spent. 

Pretty much every game in a casino is going to have a house edge, but the amount is usually between 0.5-5%. This is where the casino’s profits come from, and accounts for both players who lose a lot and players who take home large wins. So, your individual experience may not line up with the statistics perfectly because House Advantage is calculated over many transactions in any one game. 

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Online Casinos Vs. Land-based Casinos

A lot of people wonder why you might choose to play at an online casino instead of going to a physical casino, and there are a few important advantages to consider. For one thing, you can play an online casino anytime you want to, without having to worry about transit to and from, getting accommodations if you can’t drive, or any other problems. 

Online casinos can also be accessed in places where there aren’t a lot of physical casinos to choose from. You can play in an online casino from the convenience of your own home, without the extra travel time, gas money, and other costs of visiting a land-based casino.   

Most importantly though, since online casinos can potentially have many more customers, they can afford to be more favorable to players. Here are a few of the key benefits of online casinos: 

Online casinos tend to have a lower House Advantage.
You get a higher return-to-player rate on average.
No additional costs for transit, food, or drink.
Online casinos offer more bonuses and promotions for players.
Easier to play for the amount of time/money you want.

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Comparison Of Game RTPs

Different kinds of games have a different return to player rate and the house edge on average. That means that the kinds of games you choose to play can have a big impact on your individual return-to-player rate. 

Here are the RTP and House Edge rates for different kinds of games on average. Remember, individual titles can have slightly different rates. 

Casino Game	RTP	House Edge
Pokies	96%	4%
European Roulette	97.3%	2.7%
American Roulette	94.7%	5.3%
Video Poker	99.5%	0.5%
Poker	97.5%	2.5%
Baccarat	98.8%	1.2%
Blackjack	99.4%	0.6%
Sic Bo	97%	3%
Keno	98%	2%
Bingo	95%	5%

Is It Possible To Minimize The House Edge?

Yes and no, the House Edge is calculated based on the performance of many players over many rounds of the game. That said, choosing what games you want to play based on their average house edge, and choosing strategies based on what you know about house edge, can minimize your risk of losing more than you earn. 

That’s important because it means that you can legally and without cheating get a better return to player rate, especially in games of skill. However, in games where you don’t have a lot of control over the outcome, like roulette and pokies, you’ll likely have a harder time minimizing house edge. 

Why can’t you minimize house edge in games of chance? Because of the way random number generators and other change controls work in these games, the house edge is built into the game. However, your individual performance may not line up with RTP and house edge rates because your playing is only one sample among many. 

Highest Paying Pokies

When it comes to playing pokies there are a few things you need to remember. Different pokie titles are going to have different RTP rates, and will almost always match those planned rates over time. 

That said, since you aren’t going to be the only person playing these titles, you might get a better or worse rate of return each session. Jackpots and other game features that can increase the winnings of an individual player also contribute to the statistics not being reflective of individual experiences. 

Saying that these pokies have a higher return-to-player rate on average doesn’t mean that other titles aren’t a good option, or that your individual experience will always line up with these rates. However, over time and as you play the games more and more, you’ll start to be closer and closer to the published statistics about the game. 

Pokie	RTP	Provider
Mega Joker	99%	NetEnt
Tropic Reels	99%	Playtech
Uncharted Seas	98.6%	Thunderkick
Blood Suckers	98%	NetEnt
Reel Rush	96.96%	NetEnt
Immortal Romance	96.9%	Microgaming
Thunderstruck II	97.6%	Microgaming
Twin Spin	96.6%	NetEnt
Book of Dead	96.21%	Play’N’Go
The Wizard of OZ	96%	SG Interactive

Mega Joker

RTP: 99%
Volatility: High
Provider: NetEnt
Winning Lines: 5
Min./Max. Stake: $0.10/$10
Max. Win: 2000x your stake
Bonus Features: Mystery Prizes, progressive jackpot, and a pokie with strategy

Mega Joker is widely known for having one of the best RTP rates of all pokie games. It’s also one that has been designed so that player strategy matters as well as luck. Pay attention to the potential rewards on each spin, and placing careful wagers meant to give you as many spins and the best win odds possible is a great way to maximize your RTP on this slot, or even make a small profit. 

With the RTP rate as high it is, it might be hard to believe that you can get an even bigger payout than normal, but it is possible.

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Tropic Reels

RTP: 99%
Volatility: Medium
Provider: Playtech
Winning Lines: 40
Min./Max. Stake: $0.01/$5
Max. Win: 2,500x your stake
Bonus Features: No filler symbols

There are a lot of things to love about Tropic Reels, especially since this is one of the few games with an RTP similar to Mega Joker. This game is one of the more popular options from Playtech, and its gameplay is fun enough to justify the reputation! Plus, with no filler symbols, you get more opportunities to win. That’s part of what also makes this a medium volatility game. More frequent wins big and small help reduce the fluctuations.

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Uncharted Seas

RTP: 98.6%
Volatility: Medium
Provider: Thunderkick
Winning Lines: 25
Min./Max. Stake: $0.10/$100
Max. Win: $67,000.00
Bonus Features: 3D graphics, plus bonuses on octopus, turtle, and mermaid symbols. 

1429 Uncharted Seas looks a little different from a lot of other pokies, but it’s a ton of fun and the differences between it and other pokies make it a great breath of fresh air. Win free spins and wild symbols trigger an opportunity to win additional bonuses and other prizes in addition to winning lines. There’s a lot to love here.

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Blood Suckers

RTP: 98%
Volatility: Low
Provider: NetEnt
Winning Lines: 25
Min./Max. Stake: $0.10/$50
Max. Win: $300,000
Bonus Features: Win multipliers, free spins, wild cards, and scatter lines. Plus, a secret bonus game! 

Blood Suckers’ vampiric theme is certainly one attraction for players, but it’s low volatility, low risk, and potential to win big all work together to make Blood Suckers one of the more popular games available. This is an older title, but it was an innovator when it was released, so Blood Suckers still plays and feels like a modern option. 

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Reel Rush

RTP: 96.96%
Volatility: Medium
Provider: NetEnt
Winning Lines: 45
Min./Max. Stake: $0.50/$100
Max. Win: $96,200
Bonus Features: Free trial play, bonus strawberry and Wild card symbols

Reel Rush’s bright colours and win streaks make it a great pokie for players looking for an engaging game and a good time. Different symbols have different rates of pay, which is pretty common, but the high return-to-player rate on this game makes it feel more rewarding than the typical pokie. Classic graphics design helps make Reel Rush feel classic and modern at the same time. 

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Immortal Romance

RTP: 96.9%
Volatility: High
Provider: Microgaming
Winning Lines: 243
Min./Max. Stake: $0.30/$30
Max. Win: 12,150 x stake
Bonus Features: Troy feature with a 6x multiplier on your win

This is another older game that looks and feels like a much more modern title. Immortal Romance’s dark romance theme (it came out the same year as Twilight, Breaking Dawn pt 1) and a variety of actions triggered by your spin, Immortal Romance can keep you entertained for hours. 

The good range of symbols, lots of paylines, and wildcards keep gameplay fresh. 

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Thunderstruck II

RTP: 97.6%
Volatility: Medium
Provider: Microgaming
Winning Lines: 243
Min./Max. Stake: $0.30/$15
Max. Win: $121,500 (not including the jackpot)
Bonus Features: High in-game jackpot, wild, scatter, and free spins

While Thunderstruck II doesn’t have some of the story elements of other popular games like Immortal Romance, its high RTP rate, incredible million+ jackpot, and other core features make it a fantastic title for people who want a pokie that’s straightforward, rewarding, and well-designed. 

Great Hall free spins and Wildstorm bonuses add some thematic spice to this title, especially with extended gameplay. 

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Twin Spin

RTP: 96.6%
Volatility: High
Provider: NetEnt
Winning Lines: 243
Min./Max. Stake: $0.1/$10
Max. Win: $1,000
Bonus Features: Wild

Twin Spin is a title that feels more like a classic than an innovator. The game format and style are both very typical of a pokie, and you’ll notice that several of the last games have had the same number of paylines. That’s because these games are based on the same gameplay, number of symbols, rows, and reels, and have about the same odds and risks. 

That said, if you’re looking for a game that really distils what’s great about a slot, Twin Spin is a great game. 

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Book Of Dead

RTP: 96.21%
Volatility: High
Provider: Play’N Go
Winning Lines: 10
Min./Max. Stake: $0.10/$100
Max. Win: 5,000x stake
Bonus Features: Free spins

Book of Dead has the distinction not only of being the most popular pokie from Play’N Go, it’s also one of the most popular pokie titles in the world. Its Ancient Egypt theme might feel familiar to some players, but that’s only because of how many other games have tried to replicate Book of Dead’s success. Fortunately for Book of Dead, there aren’t any other slots quite like it or any slots that have come close to replacing its overall popularity. 

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The Wizard Of OZ

RTP: 96%
Volatility: Medium
Provider: SG Interactive
Winning Lines: 30
Min./Max. Stake: $0.50/$30
Max. Win: 5,000x stake
Bonus Features: Bonus rounds, free spins, jackpot.

Few things are more classic than The Wizard of Oz as a theme. You’ll see favourite characters both as symbols and occasionally, when Good Witch Glinda works her magic to freeze certain reels and improve your odds of a big win. With a hit rate of just under one-quarter of the time, this medium volatility game is a good low-risk option that offers reasonable rewards and a great time playing. 

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Blackjack Payouts

Blackjack has a reputation for being one of the best games to play if you want to beat the house edge, and the reputation is there for good reason! Blackjack, regardless of format, tends to have a very small house edge, but it can be a high-volatility game depending on whether you’re playing by yourself or with others. 

The high RTP means that blackjack is a great option for people, who are looking for a good time but don’t want to lose a ton of money in the process. The game format also works in your favour, since you can play very low-stakes games if you’d prefer. 

Blackjack Variant	RTP	House Edge	Provider
Blackjack Switch	99.87%	.13%	Playtech
Red Queen Blackjack	99.70%	.30%	1×2 Gaming
Pontoon	99.64%	.36%	Playtech
Vegas Single Deck	99.60%	.40%	Microgaming
Atlantic City Blackjack	99.54%	.46%	iSoftBet

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Roulette Payouts

A lot of players seem to think that Roulette is one of the worst games you can play in terms of the house edge, but the truth is that the house only has a slight edge advantage in Roulette vs games like Blackjack and Poker. It’s there, but it’s not as significant as you probably think. 

Especially with online casinos, where the house edge can be lower thanks to the increased volume of players, roulette can be a great game choice as long as you’re having fun and aware of the average RTP on this kind of game. 

Roulette Variant	RTp	House Edge	Provider
French Roulette La Partage	98.6%	1.4%	Play’N’Go
European Roulette	97.3%	2.7%	Soft Bet
Zoom Roulette	97.3%	2.7%	Betsoft
Roulette Advanced	97.3%	2.7%	NetEnt
Neon Roulette	97.2%	2.8%	Fugaso

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Video Poker Payouts

Poker is one of the most popular table games at any casino and is a game that can be as much fun to watch as it is to play. When it comes to video poker, yes, there is some house edge, but it’s minimal, and skilled players can easily walk away with a higher-than-average RTP, with the best players even making a consistent profit. 

This is a game of strategy as much as luck. Play the hand you’re given, and play it well, and you have a great chance to win. 

Keep that in mind while you look at average RTP for video poker titles. 

Poker Variant	RTP	House Edge	Provider
Casino Hold’em	99%	1%	NetEnt, Playtech
Oasis Holdem	99%	1%	Evoplay
Ultimate Texas Hold’em	98%	2%	Evolution Gaming
Three Card Poker	97%	3%	Real-Time Gaming
Caribbean Stud Poker	96.3%	3.7%	Evolution Gaming

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More Games With High Payout Rates

There are literally hundreds of casino games out there, and for every game, there are dozens or hundreds of formats and variations and thousands of titles that you can play on your online casino of choice. 

That means that there is an almost unlimited selection when it comes to casino games, and even casino games with high RTP are pretty common. 

Remember, online casinos can generally afford a higher rate of RTP than in-person casinos, and the games designed for these platforms are designed with that in mind. 

Other high payout rate games you can consider range from other pokie titles to games like craps, keno, sic bo, and even baccarat and bingo. 

The biggest thing to decide is what games are fun for you to play, which games you have a good understanding of, and which games turn based on luck vs. strategy. There’s an element of luck in all casino games, but you should know which ones depend on player skill to make luck happen. 

Games With Low RTP: Which Ones To Avoid?

While online casinos often prioritize games with high RTP, after all, those are the games that tend to get the casino the best reviews, there is usually a sprinkling of low RTP games that are less likely to reward players. These games have a high house edge and help make up the gap from games with higher reward systems, or where the house can even lose depending on jackpot totals and timing. 

However, while these games are legitimate and can be a lot of fun, you should avoid spending too much money here if you can. 

Game	RTP
Mega Moolah	88.12%
Classic Keno	92.44%
Lucky Blackjack	93.78%
1000 Diamond Roulette	93.75%
Deuces Wild Multi-Hand	94.97%

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Live Casino Payouts

When it comes to live casino games at your preferred online casino there are a few things to consider, including the fact that these are statistical averages that are no longer governed by a random number generator. When you’re playing these games you’re seeing the odds play out in real-time, based on the number of cards in the deck, the rules of the game, and the skill of the players. 

It’s also a good idea to remember that RTP performance in these games generally takes a large sample to calculate. Generally, a 30-day sample of all games in that time is used. 

Live Game	RTP	House Edge	Provider
Speed Blackjack	99.29%	0.71%	Evolution Gaming
Lightning Roulette	97.30%	2.70%	Evolution Gaming
Baccarat Super Sic Bo	97.22%	2.78%	Evolution Gaming
Mega Ball	95.40%	4.60%	Evolution Gaming
Dream Catcher	95.65%	4.35%	Evolution Gaming

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High Roller Casino RTPs

It’s a common misconception that high-roller games automatically have better return-to-player rates than the games everyone else is playing. 

The truth is that high-roller games, while exclusive and sometimes offering bonus rewards, are going to have the exact same base RTP rate as normal players. 

Why is RTP the same? 

Well, it’s an important principle that neither the players nor the casino, is going to cheat in these games. If you know that the house is cheating, even if they’re cheating in your favour, it takes the fun out of the game.  So, while high rollers get plenty of other perks from casinos and online casinos alike, a better RTP isn’t one of them. 

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What Is Important When Looking For Online Casinos With The Best Payouts

When you’re looking for online casinos with the best payouts, there are a few things to consider. RTP is an important part of the equation, but it’s far from the only factor you should take into account. 

Here are the most important factors to consider when you’re choosing a casino. 

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How To Sign Up And Play At The Best Payout Online Casino 

Knowing how to sign up with a casino is critical if you want to be playing quickly. The good news is that most casinos, including the top payout casinos we’ve listed above, use the same simple process. That’s because they want to get you up and playing as quickly as possible so you can have the best possible experience. 

Step 1: Create an Account

The first step is creating your account. Remember that all the information you provide here will be reviewed before you withdraw money from your account, so you need to be sure you’re providing only legal and accurate information. You’ll be asked for your name, address, and at least one contact method.

Step 2: Deposit

From there the next step is to link an account to deposit money into your account. This is the starting money you’ll use to start playing, but you should also check and see how much you need to deposit to get the welcome bonus from that casino. Select how much you want to deposit, and select complete. The deposit should be instant. 

Step 3: Activate Bonus

Most online casinos will also have a welcome bonus for new players. This may have activated automatically, but sometimes you need to play a game or take other steps to activate it. Make sure you read the terms and conditions and do whatever you need to activate the bonus. After all, you don’t want to leave free money on the table. 

Step 4: Start Playing

That’s it! You’re ready to go whether you want to play a favourite game right away, explore a little more, or even set the casino aside for now and come back to play later. With a valid account, money in your profile, and a welcome bonus ready to go, you’re ready to get playing! 

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Fast Payout Methods For High RTP Casinos

Getting to win at a high payout casino is one thing, but getting to take advantage of it with faster withdrawals is something else entirely. You want to make sure your casino has a wide variety of payment options, but you also probably want to stick to some of the faster methods when it comes to making an actual withdrawal. 

Here are some of the fastest payout options, why they work, and everything else you need to know before choosing the right payout option for you. 

Bank Transfer

Bank transfers are some of the most direct and secure payouts. That’s partially because the banks are going to use their own security systems for the transaction, but also because you aren’t involving any other third-party processor, which means there are fewer chances for bad actors to try and intercept a payment. 

That said, while casinos generally process these payments very quickly, banks can vary in speed and often don’t process payments on the weekend or over major holidays, which can add a slight delay. 

Credit & Debit Cards

Credit and debit cards are another good option that aren’t quite as direct as putting the money directly into a bank account but can be comparable depending on the card you’re using. 

The trick here is that you need to be sure that your credit or debit card accepts 3^rd party deposits before you schedule a payment to that card. Some cards, like store cards, or some credit cards, will only accept payments from bank accounts or don’t accept deposits at all. 

Debit cards tend to be a bit faster than credit cards, but otherwise, this option is reliable and fast. 

eWallets

eWallets like Skrill and Neteller are reliable 3^rd parties with their own security systems in place that make them comparable to banks, but slightly safer since most people carry a smaller balance in their eWallet than their bank. 

That just means that if something does go wrong, which is incredibly rare, fewer assets are at risk with this option. 

eWallets may also be convenient if you regularly use them for other subscriptions and payments online. That way you don’t have to worry about setting up a second transaction to send it from your eWallet to your bank. 

Cryptocurrencies

Cryptocurrencies are some of the most popular ways to pay for and withdraw money from online casinos. The trick is that you need to make sure both that your currency works with your casino, and that you want to withdraw into that currency with what the market is doing at that point in time. Since there is a high rate of volatility in these markets, you might not always want to use the same currency, or might not want to count on crypto for all withdrawals. 

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Tips For Fast Online Casino Payouts

Here are some quick tips and tricks that can help you get faster payouts, and make it easier to get your money right away when you’re playing in an online casino. These are just suggestions of course, based on our own experience.

Don’t place side bets: side bets can be lucrative when you’re watching live casino play, or in casinos that have a sportsbook or esports side business. However, these bets often take a lot longer to resolve than the games you’re betting on, or even compared with other settled bets, especially if there isn’t a separate protection for side bets built into the system. That means that avoiding these can help you get payments faster since you aren’t waiting for the other person to fulfil the bet. 
Avoid Jackpots: Jackpots can be highly lucrative, but they are also highly contested, and there are a lot of different verification procedures that casinos have to use to make sure the jackpot goes to the right person. That means that compared to the payout from other kinds of wins, this is often a slow process and slow-to-pay win. Jackpots can be fun, but they are rarely fast. 
Play classic casino games: Classic casino games tend to pay out faster than newer systems or side bets and other kinds of gambling. They also tend to have less house edge and favour players more than other games. All of those factors combine to make them a more reliable option as well as a faster-to-pay and faster to process choice. 
Use a Bonus: Casino bonuses are a huge part of being successful in an online casino and can quickly turn small wins into big ones, as well as giving you more time and money to play how you want to. Don’t ignore bonuses if you want to get payouts. Plus, casinos often prioritize bonus transactions because they want to make sure you enjoy the bonus, don’t have any technical problems, and get your money before you’re worried about receiving it. So it’s fast, effective, and gives quick payments. 

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Conclusion: Online Casinos With The Highest Payout 2024

Getting the biggest possible payout is a huge priority for a lot of casino players, but you simply can’t do that if you’re playing with a casino that likes to reserve more money for themselves, even if they are fun. 

Looking for high payouts is a great way to have fun, make a little money on the side, and most importantly, make sure your casino is legitimate and interested in player fun more than personal profits. 

Better yet, high payout casinos make it much more possible to win, both small amounts and bigger pots, compared with traditional casinos. And, since the games are basically the same as lower payout casinos, high payout rate casinos give you a bigger chance to win, and have a great time too! 

Nothing quite beats the thrill of a win. A higher payout casino will help you win more often, and bigger pots.  

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FAQs: Best Payout Online Casinos In New Zealand 2024